Grain Dealers Mutual Insurance Company began business in Indianapolis, Indiana, in 1902, incorporated under the laws of  Indiana as the "Grain Dealers National Mutual Fire Insurance Company". Our original business was writing fire and allied lines insurance for agribusiness - specifically commercial grain elevators. In 1951, charter powers were broadened to permit multiple line underwriting, including casualty, and the name Grain Dealers Mutual Insurance Company was adopted.

  Today, Grain Dealers Mutual operates in most of the United States, offering a full line of property and casualty coverage and service, including Commercial Lines and Personal Lines.

  Grain Dealers Mutual Insurance Company underwrites all classes of business through independent agents. Approximately 450 agencies serve as representatives under standard agency contracts that provide standard commission and contingent commissions based upon experience and premium volume.

  The Home Office is located at 6201 Corporate Drive in Indianapolis, Indiana. A regional service office is provided in Greensboro, North Carolina.

Mission Statement

  Continuing a tradition of integrity, reliability and dedication established in 1902 and a commitment to sustained, consistent premium growth, Grain Dealers Mutual Insurance Company will:

•      Provide our policyholders and agents exceptional service
       and quality insurance products at a fair cost.


•      Recognize and fulfill our responsibilities as an
       employer and a community member.


•      Conduct our business operations in a manner that
       achieves financial growth and stability.

Vision Statement

  A growth-oriented property and casualty insurance company that exceeds customer expectations.


  Grain Dealers Mutual Board of Directors and Company Officers directory