Grain Dealers Mutual Insurance Company began business in Indianapolis, Ind., in 1902, incorporated under the laws of  State of Indiana as the "Grain Dealers National Mutual Fire Insurance Company". Its original business was writing fire and allied lines insurance for agribusiness - specifically commercial grain elevators. In 1951, charter powers were broadened to permit multiple line underwriting, including casualty, and the name "Grain Dealers Mutual Insurance Company" was adopted.

Today, Grain Dealers Mutual offers a full line of property and casualty coverage and service, including commercial lines and personal lines.

In 2009, Grain Dealers Mutual became an affiliate of The Main Street America Group, a super regional insurance company based in Jacksonville, Fla. Main Street America offers a wide range of commercial and personal insurance, and fidelity and surety bond products to individuals, families and businesses throughout the United States.

With nearly $1 billion in premium written exclusively by 2,000-plus independent insurance agents, 90-year-old Main Street America insures more than 600,000 policyholders in 36 states and writes bonds in 45 states.

Main Street America's and Grain Dealers Mutual's insurance products are available exclusively through independent agents. We believe that independent agents offer the best value when shopping for insurance because they represent several companies and can find the best combination of coverage, price and service.